Samvit Insights
Samvit Insights, blends domain knowledge and proven experience to unravel the potential within your organization, by combining strategic thought with experiential learning. Samvit offers insights and directions on Business Strategy & Processes, Products/Services and Organization Development to corporates..Read More
Clients
Testimonials
Business Strategy for MSME product
“Arijit Chanda (Samvit Insights) was engaged by us at Adani Capital as consultant for designing our Business Strategy for MSME product for the period June to November 2017. While working with him for 6 months we realized that Arijit has excellent insights in product development, credit policy and underwriting process and he is very practical and logical in his approach in designing business strategy. He combines his vast knowledge of credit underwriting and business processes with current realities of business in various geographies and as a result he came up with a very comprehensive business strategy and product policy document for Adani Capital.”
Business Head – Retail and Rural Business – Adani Capital
SME Process Improvement
“In all their interactions with us and in the study undertaken, we have found Samvit Insights to be professional consulting services, able to identify problems and suggest practical solutions, some of which we have found possible to implement immediately.”
CGM-SME - State Bank of India
Automation of Business Process and Enhancement of Process Parameters
“Arijit's rich experience in the field of finance, thorough understanding of functioning of this customer centric industry, common sense approach to issues, expertise and attention to detail, with a keen inclination towards technology, combined with his business acumen has led to automation of processes and improvement in various process parameters such as quality and TAT, optimum utilization of resources and increased client satisfaction and confidence, resulting in an overall boost in business. His approach in defining long, medium and short-term goals has given us lot of clarity.”
CEO – Astute Management Services
Business Model Design and Implementation
“In conjunction with our management team, Mr. Chanda has essentially advised us on all aspects of this remarkable business build effort. He has engaged across all functions of the organization and has provided valuable insights with specific regard to policies and processes. This includes both formulation and implementation. He also brings with him significant experience in the FS space and is thus well versed with market practices, thereby providing a realistic perspective on business model design and implementation.”
Chief Operating Officer - Hero Fincorp Limted
Strategy Session - Pit Stop 2013
“We liked the way the framework was designed as it guided each individual to think about BIG Picture, be specific and to ensure MBFI get effective outcome from this strategy session. Help achieve top line and bottom-line balance. Arijit acted as a coach and a facilitator. The most impressive part is the method to track the discussions throughout the strategy sessions. Arijit takes strong follow-up with leadership team/ stake holders to see if the task list is executed and how it impacts the business.”
Sales Head - Passenger Car - Mercedes Benz Financial
Strategic Consulting
“Arijit has been working with us at Capital Float for over a year now. Over this period, he has brought a wealth of experience, insight, and guidance to the company - at a strategic, management, and operational level. Arijit belongs to that rare breed of consultant who is able to leverage deep domain and industry expertise, while simultaneously putting himself into the shoes of the company and delivering highly customized and bespoke advice.”
Co- Founder – Capital Float – Digital SME Finance
“Arijit, brought to the table years of experience in the financial services in form of different functions, sales, credit-risk, collection, product offering, IT systems, NPA provisioning norms, etc. His in-depth knowledge of not only traditional lending models but the new age business models, helped us immensely to get off the ground very quickly.”
CEO Intellecash
“Arijit comes with invaluable understanding and experience of retail lending to mass market segments and was able to help both the Business & Risk teams design and develop various Retail loan products. He also helped resolve and align processes in line with Risk and regulatory requirements.”
Head Bharat Bank IDFC
Micro & Small Enterprise Funding
“Samvit Insights provided consulting services on Micro & Small Enterprise funding… The inputs and association with Samvit Insights has assisted Vistaar to accelerate go-to-market approach with proper risk mitigants.”
Chief Operating Officer - Vistaar Finance
Strategic Consulting
“MSE Finance business is a strategic initiative of our organization through which we are poised to cater to the emerging business entities that are aspiring to grow and access to finance has been an impediment, your expertise and guidance has immensely benefited the team that was in early stage of build. The notable feature of your assignment is that you have been supporting the business at its launch phase by providing the direction /guidance emanating at operational level.”
Ujjivan - Business Head – Housing & MSE Finance
Credit and Collection Process Improvement
“Arijit is a wonderful professional who brings a wealth of knowledge and experience to the table. Having tremendous insight into the working of FS organisations coupled with his people skills makes him a very good person to have on your team. The best part about him is his ability to integrate with the operating team and work closely with them which creates a lot of value for this work.”
COO - Shubham Housing Finance
Strategic Consulting
“Arijit has played a key role in our growth story in last 3.5 years. His candid inputs on the work culture, organisation structure development and collections training for every field employee has helped us in build robust processes. Arijit's experience and detailed insight in the financial services sector has helped us in firming up our strategy. Arijit has help us built comprehensive strategic document which will be foundation to the new business for training our new employees, collaboration with the parent and marketing our products and VP to the customers.”
CEO - John Deere Finance India Limited
New Product Development
“Arijit has played an important role in identifying and developing Digital Lending Solutions for NBFCs. He helped us in designing and building business plans for Student Lending through Slonkit Program. His ability to think out of box and immense knowledge has enabled us to build this program with innovative got-to-market strategies. His good judgement and mature outlook ensure a logical and practical approach to his ideas and recommendations.”
Founder - Sienna Systems
“It was a real pleasure and insightful to be associated with Samvit and you. Your guidance and association with us in the last one year has helped Fundscorner define its internal credit policy & processes for various novel credit products and programmes. We have also been able to sort out our IT strategy for the overall organisation with your support and guidance”
Managing Director – Funds Corner
Portfolio Profitability & Credit Risk Management
“Gives a very good insight into business in detail, about portfolio profitability and credit risk management.”Sundaram Finance
Business Instalment Loan - Credit Risk Assessment
“The training was very useful and gave a whole new dimension to look at credit underwriting.”
Participant - Capital First - CRISIL
Loan Against Property - Credit Risk Assessment
“A good insight for financial analysis, understanding of business profile, and funding requirement”
Participant - Capital First - CRISIL
Portfolio Profitability and Credit Risk Assessment
“There training has been comprehensive as well as relevant with regards to the current banking scenario.”
Participant - Ujjivan Small Finance Bank
Credit Risk Assessment Mid and Large Corporate
“The case studies chosen were exemplary and the effort over the presentations is hugely appreciated. The trainer was very knowledgeable and kept the training engaging.”
Participant -Yes Bank - CRISIL
Affordable Housing - Credit Risk Assessment
“Had a useful insight to our job roles which will help us to enhance our horizon to become portfolio managers from credit managers.”
Participant - Capital First - CRISIL
Training - Retail Collections – Axis Bank
We got an insight on how effective collection work affects the financial performance favourably in an organisation.
Participant - CRISIL
Training - Credit Risk – MSME Lending
"A very informative, interactive and relevant MSME credit training with practical examples and effective case studies.""
Participant - KPMG
Loan against property – First Capital
"A very well-designed training program which is apt for mortgage underwriting. The program was executed very professionally - rightly paced and relevant aspects covered in depth.""
Participant - CRISIL
Branch Profitability Training
"Training will help us to improve branch performance and develop the branch as a profit centre."
Participant - L&T Finance
SME Financing in uncertain times
"Great value addition to a credit analyst. The program has given a new perspective to how business banking can be done and handled."
Participant - CRISIL
Retail Credit Risk
"We learnt how to deal with any assignment on Retail credit risk review. The training was relevant, in-depth and with practical financial services illustrations."
Participant - KPMG
Sales, Risk and Operations
"Achieving trainee buy-in can be quite difficult; but successful trainers know how to do it. It's a careful and intuitive mixture of planning, competence, and flexibility and Samvit has complete command on all three components."
Sales Head - Passenger Car - Daimler Financial Services
Financial Statement Analysis
“We felt the need to carry out pertinent analysis of the financial statements provided by the suppliers. Arijit understood our requirement and customised the training program to address our need. Arijit’s training skills were remarkable. He had the ability to get everyone engaged in assimilating the contents of the program through exercises and examples…”
Manager - Procurement - Standard Chartered Bank (SCB)
Early Warning & Portfolio Management
“The training was very effective. We normally don't give much priority to micro level management in portfolio, which has been very well defined and justified. It has given an understanding that there is more than Early Warning Systems. My team is in the process of implementing those activities …”
NSM-MSME - Development Credit Bank
Debt Collection Management
“The training sessions have been excellent and successful. The classroom sessions were a mix of fundamentals, exercises (work-charts) and group discussions. The best part of the training was the way Arijit made each of the participants interact by involving in various exercises and engaging in live examples pertinent to them.””
Collection Head - Bajaj Finserv
Effective Agri-Collection
“The training session was innovative and helped in increasing collection knowledge and skills”
John Deere Finance
Retail Asset Business Financial Analysis
“Excellent program for making transformation from sales management to managing business.”
Yes Bank (thru CRISIL)
Credit Risk Certification
“The training program was very helpful and it enriched a different perspective to look at the business & better understanding of business model.”